🔥 Track Expenses Without Opening Any App

Track Every Expense
As Fast as a WhatsApp Chat

Stop abandoning budgeting apps after day three. Just text 'coffee $4' or snap a receipt on WhatsApp. Fina ✨ records it instantly and stops you from overspending before month's end.

Open in BrowserGet it on Google Play
Direct on WhatsApp without installing extra apps
Smart AI Finance Assistant (Fina ✨)
Proactive Anti-Overspending Alerts
Android App Ready
Chat via WhatsApp & Web
Instant Receipt Scanner
Smart Anti-Overspending Budget
100% Private & Encrypted
Zero-Friction Tracking

Track Expenses Without Opening Any App

How often have you intended to track an expense, only to get lazy opening an app and completely forget? Finara makes tracking as effortless as texting a friend.

Natural Language

Chat in Plain English

Simply type 'bought burger $8 with card' or 'gas $30 checking'. Fina understands amounts, categories, and accounts with pinpoint accuracy.

Vision AI OCR

Snap Receipts & Invoices

Finished shopping at a grocery store or cafe? Just send the receipt photo to WhatsApp. Finara's Vision AI extracts line items and the grand total instantly.

Fund Transfer Chat

Fund Transfers via Chat

Moving funds between accounts? Just text 'transfer $50 checking to savings'. Both accounts update instantly without opening bank apps.

This Month Budget

Live synced from WhatsApp

On Track ✨
🍔 Food & Drink$325 / $500 (65%)

$175.00 remaining

🚗 Transport$205 / $250 (82%)
AI Alert: Near cap!$45.00 left
🛍️ Shopping$160 / $400 (40%)

$240.00 remaining

Anti-Overspending Guardrail

Stay on Budget, Stop Overspending Before It's Too Late

More than just tracking money out — it's an active guardrail protecting your wallet so you never run dry halfway through the month.

Category Spending Limits

Set spending caps for Dining, Nightlife, Shopping, or Groceries with dynamic real-time progress indicators.

Proactive Early Warnings

Fina alerts you the moment you reach 80% of any budget limit, giving you time to slow down before you run out.

Instant Budget Checks

Second-guessing a purchase? Simply ask 'How much dining budget do I have left?' on WhatsApp and get an instant answer.

All Wallets Connected

One WhatsApp Chat, Every Balance Synced in Real Time

Every transaction you send through WhatsApp updates your bank balances and immediately reflects across your Finara dashboard with zero delay.

🏦BCA

Rp 6.250.000

✓ Terhubung

📱GoPay

Rp 1.420.000

✓ Terhubung

🟣OVO

Rp 580.000

✓ Terhubung

💵Kas Tunai

Rp 450.000

✓ Dompet Fisik

Advanced Features on Features Page

Looking to manage debts, savings targets, or asset portfolios? Discover our complete advanced modules on the features page.

Explore All Features →

Start Tracking in 3 Steps (Under 1 Minute)

No complicated setup, no tedious onboarding. Start tracking immediately and see the difference.

1. Connect WhatsApp

Sign up free in 10 seconds via Google, then tap the 1-click Magic Link to link your WhatsApp phone number.

STEP 01

2. Send Your First Expense

Drop a casual text like 'lunch $12' or snap a receipt to Finara's official bot number.

STEP 02

3. Auto-Track Your Budget

Fina logs the transaction, deducts from your designated account, and updates your monthly budget in real time.

STEP 03
FAQ

Frequently Asked Questions

Find quick answers regarding WhatsApp expense logging, Fina AI assistant, and data privacy.

After creating an account and connecting your WhatsApp number via our 1-click Magic Link, simply message Finara's official bot. You can type casually (e.g., 'lunch $12 card') or send a receipt photo. Fina AI parses your message and records it into your ledger within seconds.
Strictly private and secure. All messages are encrypted with standard WhatsApp protocols, and Finara only processes messages sent directly to our bot. We never sell, share, or monetize your personal financial records.
You can define monthly budget limits for categories like Dining, Entertainment, or Groceries. Whenever you record an expense, Fina calculates the remainder and warns you proactively once you exceed 80% of your threshold.
Absolutely! Finara works seamlessly in any browser on your phone or laptop, and can be installed directly to your home screen just like a regular app. You can log transactions manually or chat with Fina AI directly within the Web Dashboard.
Yes! Finara offers a generous free tier that includes WhatsApp bot integration, unlimited transaction logging, smart category budgeting, and the AI financial assistant.
Finara also includes comprehensive modules for Debts & Receivables, Savings Goals, and Asset Portfolios. You can explore all of these on our Features page or directly inside your user dashboard.

Stop Wondering Where Your Money Vanished Each Month

Start tracking expenses as effortlessly as sending a WhatsApp chat and keep your budgets safe. 100% free, no credit card required.

Open Web App — FreeGet it on Google Play