Legal Document

Terms of Service

Last updated: June 4, 2026

1Acceptance of Terms

By accessing or using Finara, you agree to be bound by these Terms of Service. If you do not agree to any part of these terms, you are not permitted to use our service. Finara reserves the right to modify these terms at any time, and changes will take effect immediately upon publication on this platform.

2Description of Service

Finara is a personal finance management platform that enables users to record transactions, manage budgets, track debts and credits, set savings targets, and monitor asset portfolios. The service is available through web browsers and can be accessed from both desktop and mobile devices.

3User Accounts

To use Finara, you must create an account by providing accurate and current information. You are fully responsible for maintaining the confidentiality of your account credentials and all activities that occur under your account. Contact us immediately if you suspect any unauthorized use of your account.

4Acceptable Use

You agree to use Finara only for legitimate personal finance management purposes. It is strictly prohibited to use this service for illegal activities, system abuse, hacking attempts, malware distribution, or disruption of other users. Violations of these terms may result in suspension or deletion of your account without prior notice.

5User Data and Content

All financial data you enter into Finara remains your property. We do not claim ownership of the content you create. However, you grant us a limited license to store, process, and display your data as necessary to provide the service. You may export or delete your data at any time.

6Service Availability

We strive to provide a reliable service that is available 24/7. However, we do not guarantee that the service will always be available without interruption or free from errors. We reserve the right to perform maintenance, updates, or modifications to the service that may cause temporary downtime.

7Limitation of Liability

Finara is provided "as is" without any warranties, express or implied. We are not responsible for financial losses, data loss, or damages arising from the use of this service. Finara is a recording tool and does not constitute professional financial advice β€” all financial decisions remain your responsibility.

8Termination

We reserve the right to suspend or delete your account if you violate these Terms of Service. You may also terminate your account at any time through your profile settings. Upon termination, your data will be permanently deleted in accordance with our Privacy Policy.

9Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the Republic of Indonesia. Any disputes arising from or related to these terms shall be resolved through the applicable dispute resolution mechanisms in Indonesia.

See also: Privacy Policy